Hard Light Productions Forums

Off-Topic Discussion => General Discussion => Topic started by: Taristin on March 23, 2005, 06:42:54 pm

Title: Meet Raa, Identity theft vitcim # 48956738957439543
Post by: Taristin on March 23, 2005, 06:42:54 pm: Yep. Seems somehow, someone got my Debit card number, (which I've never used online) and spent 479.00. The fools didn't realize I only had 68.00 in the bank, but I'm still damned pissed that someone got my number.
I don't know how, either, since I've only used it at ~4 stores (I prefer cash) and the last time was around christmas.
I guess one of the employees at one of the stores must have been copying numbers from the data logs on the registers. Either that, or Best Buy, Sears, or Wendy's doesn't handle their records very well, and let it get into the wrong hands.

My mother came into my job today, told me what happened (the bank sent a letter, and called the house) and even got me to get off work 15 minutes early to go to the bank. She had spoken to someone on the phone who said the bank ould be open until 5:00. The bank closed at 4:00. :hopping:

So... I'm going to the bank tomorrow to sort this out. And if I don't get cleared of this, I'll be yelling and screaming. I'll close my account tomorrow, and go to a new bank, and get a new account.

Sucks, though. Sucks verily.

And for all of you; be very careful with these cards! Mine was a debit card, but since the person didn't have my PIN, they used it as credit.

I hear that 500.00 would be considerred grand larceny, so I guess that's why they only spent 479.37 :doubt:

I hate the world. :sigh:
Title: Meet Raa, Identity theft vitcim # 48956738957439543
Post by: aldo_14 on March 23, 2005, 06:44:54 pm: Ah, ****...... that's a bastard of a thing to happen, you have my sympathy.
Title: Meet Raa, Identity theft vitcim # 48956738957439543
Post by: Nuclear1 on March 23, 2005, 06:46:18 pm: Ah crap. Sorry dude.
Title: Meet Raa, Identity theft vitcim # 48956738957439543
Post by: Carl on March 23, 2005, 06:48:20 pm: don't worry. i'm sure you'll get your money back. This sort of thing happens all the time.
Title: Meet Raa, Identity theft vitcim # 48956738957439543
Post by: Unknown Target on March 23, 2005, 06:48:48 pm: Good luck mate.
Title: Meet Raa, Identity theft vitcim # 48956738957439543
Post by: Flipside on March 23, 2005, 06:54:04 pm: Banks come across this all the time, and most cards come with some kind of protection plan against this sort of thing.

Yeah, sounds like you got unlucky with someone unscupulous at one of the headquarters, if it had been in-store it would have probably happened within a day or two of the transaction, it's even possible those logs go into some sort of 3rd party storage facility after 3 months.
Title: Meet Raa, Identity theft vitcim # 48956738957439543
Post by: Taristin on March 23, 2005, 06:53:41 pm: The thing that irks me is... how the hell did they get my card number?

I really suspect Best Buy in the mall. It's full of those slimey types, and one of the cashiers even told a customer once that alot of the employees 'were getting fired or arrested.' :sigh:

I should have took that as a sign to pay cash...
Title: Meet Raa, Identity theft vitcim # 48956738957439543
Post by: redmenace on March 23, 2005, 06:57:31 pm: Since I studied business law, IIRC, you are only liable up to $50. After that you are not liable for money stolen. Unfortunatly, if you do not realize the theft in a prompt manner you might be liable for the total amount.
Title: Meet Raa, Identity theft vitcim # 48956738957439543
Post by: Taristin on March 23, 2005, 07:02:56 pm: The paper mailed to me (telling me I was overdrawn) was dated 3/17.

I only hope this won't mess with the check I sent to my Uni. I had to send a payment for a 'mandatory orientation' and I really don't need this causing my check to bounce.

If I seem a bit of an ass on the boards today, this'll be why.
Title: Meet Raa, Identity theft vitcim # 48956738957439543
Post by: Flipside on March 23, 2005, 07:12:48 pm: Phone the finance department at Uni tomorrow and explain to them that someone has accessed your card and that it might bounce, that, at least, will cover you if it does.
Title: Meet Raa, Identity theft vitcim # 48956738957439543
Post by: Taristin on March 23, 2005, 07:16:35 pm: I will do that, thanks.
Title: Meet Raa, Identity theft vitcim # 48956738957439543
Post by: Falcon on March 23, 2005, 07:31:48 pm: Sorry to hear that Raa.......
Title: Meet Raa, Identity theft vitcim # 48956738957439543
Post by: Cobra on March 23, 2005, 08:09:41 pm: ****ers...
Title: Meet Raa, Identity theft vitcim # 48956738957439543
Post by: Deepblue on March 23, 2005, 08:35:37 pm: I prefer cash...

(pats bulging wallet)
Title: Meet Raa, Identity theft vitcim # 48956738957439543
Post by: Andreas on March 24, 2005, 02:28:46 am: Quote
Originally posted by Deepblue
I prefer cash...

:yes: Same here.

And good luck Raa, I'm sure you'll get your money back.
Title: Meet Raa, Identity theft vitcim # 48956738957439543
Post by: Cobra on March 24, 2005, 11:31:28 am: what kind of bank do you use, Raa? if it's Washington Mutual, you're gonna have to go through hell to reclaim your money.
Title: Meet Raa, Identity theft vitcim # 48956738957439543
Post by: vyper on March 24, 2005, 11:40:18 am: Bastards.
Title: Meet Raa, Identity theft vitcim # 48956738957439543
Post by: Taristin on March 24, 2005, 12:19:51 pm: It was CharterOne, Cobra...

I spoke with the bank today. Apparently, my money was spent in Madrid, Spain. :wtf:

Some store called 'BIG.' Dunno what that's all about... I guess Flipside was right. Someone higher up, or someone where the records are held got to it.
Title: Meet Raa, Identity theft vitcim # 48956738957439543
Post by: MatthewPapa on March 24, 2005, 03:11:52 pm: Quote
Originally posted by Raa
It was CharterOne, Cobra...

I spoke with the bank today. Apparently, my money was spent in Madrid, Spain. :wtf:

Some store called 'BIG.' Dunno what that's all about... I guess Flipside was right. Someone higher up, or someone where the records are held got to it.

What the hell? Spain? WTF11!!
Title: Meet Raa, Identity theft vitcim # 48956738957439543
Post by: Janos on March 24, 2005, 03:16:09 pm: Sorry, I spent all your money on male prostitutes. :(
Title: Meet Raa, Identity theft vitcim # 48956738957439543
Post by: Getter Robo G on March 24, 2005, 03:45:32 pm: er, I didn't know Adam West was hurting that much financially... But hey, nearly $500.oo a pop isn't exactly a cheap whore...

Janos - "Batman is sexy"

For that much I hope you got the "full service", or did he merely dance on the Batpole? ;)
Title: Meet Raa, Identity theft vitcim # 48956738957439543
Post by: Janos on March 24, 2005, 03:46:28 pm: Quote
Originally posted by Getter Robo G
er, I didn't know Adam West was hurting that much financially... But hey, nearly $500.oo a pop isn't exactly a cheap whore...

Janos - "Batman is sexy"

For that much I hope you got the "full service", or did he merely dance on the Batpole? ;)

Batman has issues, he wishes I was his mom but I wasn't so I slapped the ***** and then he went ape**** and stuff.
Title: Meet Raa, Identity theft vitcim # 48956738957439543
Post by: Clave on March 24, 2005, 04:31:11 pm: That's bad...

I try and use cash as much as possible these days.
Title: Meet Raa, Identity theft vitcim # 48956738957439543
Post by: Flipside on March 24, 2005, 04:33:29 pm: Clave, I hope you are replying to Raa and not to the post above yours ;)
Title: Meet Raa, Identity theft vitcim # 48956738957439543
Post by: Inquisitor on March 25, 2005, 09:05:09 am: My bank turns my card off after 500 bucks of suspicious activity.

It's a real ***** when I travel :)
Title: Meet Raa, Identity theft vitcim # 48956738957439543
Post by: .::Tin Can::. on March 25, 2005, 09:43:33 am: So I suppose finding out who this person is would be highly questionable, since they are, after all, in Madrid, Spain...
Title: Meet Raa, Identity theft vitcim # 48956738957439543
Post by: kasperl on March 25, 2005, 09:54:32 am: But without a PIN, how can a transaction be approved?

I've got a debit card, but it will simply not function without the PIN. In Holland, debit cards are a lot more popular then credit cards, and people know how to keep the PIN secure.
Title: Meet Raa, Identity theft vitcim # 48956738957439543
Post by: Taristin on March 25, 2005, 07:21:53 pm: A debit card can be used as credit. It's like writing a check, but without paperwork.
Title: Meet Raa, Identity theft vitcim # 48956738957439543
Post by: pyro-manic on March 25, 2005, 07:29:54 pm: Well, that sucks. Bad luck...

I guess you don't have Chip-and-Pin then?
Title: Meet Raa, Identity theft vitcim # 48956738957439543
Post by: Taristin on March 25, 2005, 07:37:43 pm: Ehh. My account will be refunded, and the fee dropped. My card is in tiny shards, and I have a new account at another bank... so I guess all is well, enough.
Title: Meet Raa, Identity theft vitcim # 48956738957439543
Post by: adwight on March 26, 2005, 12:10:52 am: The thing that pisses me off about these kinds of things, is that the bastards actually get away with it. I guarantee you that dumbass won't get caught.
Title: Meet Raa, Identity theft vitcim # 48956738957439543
Post by: Taristin on March 26, 2005, 12:48:04 pm: Well, the thing is... they bought satellite service.
Satellite service. Meaning there's a dish on someone's house out there. How hard would it be to find the customer? I mean, really.
Title: Meet Raa, Identity theft vitcim # 48956738957439543
Post by: WMCoolmon on March 26, 2005, 12:53:54 pm: Call up the satellite company and explain the situation. They should have records of where their service crews went for your credit card.

http://yro.slashdot.org/article.pl?sid=05/03/26/0128229&tid=158&tid=1