If you can’t afford the cost of an apartment by yourself, why not try finding a roommate? Or a few of them? Maybe you have a friend who wants to move out around the same time you do, and you could split the costs.
If you’re sharing responsibility for the bills, it gives you more flexibility if one of you is short some month. And living alone can be lonely, anyway, so it might be nice to live with a friend for that reason as well. It’s still more independence than you’d have living at home, and more responsibility. But it might be easier as a first step.